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EMI Calculator
Calculate your monthly loan EMI for home loans, car loans, or personal loans. See the total interest you will pay and get a full month-by-month breakdown.
Loan details
₹10,00,000
₹50K₹1 Cr
8.5%
1%24%
20 years
1 yr30 yrs
Your EMI breakdown
Monthly EMI
₹8,678
for 240 months
Principal amount
₹10,00,000
Total interest
₹10,82,776
Total amount payable
₹20,82,776
Principal vs Interest
Principal (48%)Interest (52%)
Calculated locally — no data shared
What is an EMI Calculator?
An EMI (Equated Monthly Instalment) Calculator helps you figure out exactly how much you pay every month for a loan. Enter your loan amount, interest rate, and tenure to get your exact monthly payment, total interest paid, and total amount payable.
EMI Formula
EMI = P x r x (1 + r)^n / ((1 + r)^n - 1)
Where P = loan amount, r = monthly interest rate, n = tenure in months
How to use
- Enter your loan amount
- Enter the annual interest rate from your loan agreement
- Enter the loan tenure in years
- See your EMI, total interest, and total payment instantly