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SIP Calculator

Calculate exactly how much your Systematic Investment Plan (SIP) will grow to. Adjust your monthly amount, expected returns, and duration to see your wealth grow.

Your SIP details

₹5,000
₹500₹2,00,000
12%
1%30%
10 yrs
1 yr40 yrs

Your results

Total invested

₹6,00,000

Estimated returns

₹5,61,695

+93.6% on invested amount

Total corpus

₹11,61,695

Invested vs Returns

InvestedReturns

* Returns are estimated. Actual mutual fund returns may vary. This is not financial advice.

Calculated locally in your browser — no data shared

What is a SIP Calculator?

A SIP (Systematic Investment Plan) Calculator helps you estimate the future value of your monthly mutual fund investments. It uses compound interest to show how small, regular investments can grow significantly over time — making it one of the most used tools by Indian investors.

SIP Formula used

FV = P × ((1 + r)^n - 1) / r × (1 + r)

Where P = monthly investment, r = monthly rate of return, n = number of months

How to use this tool

  1. Enter your monthly SIP amount in rupees
  2. Set the expected annual return rate (12% is a common benchmark for equity mutual funds)
  3. Choose your investment duration in years
  4. See your total invested amount, estimated gains, and final corpus instantly